Do you run your credit report every year? You should to make sure there is nothing incorrect on it and that you have not had identity theft. You can get a free report from all free agencies, and there is only one website that is recommended by the government to get all three. It is www.annualcreditreport.com You can of course go to each of the three agencies individually to get them, but this one website makes it a little bit easier.
Do you get all kinds of pre-approved credit cards in your mail, and are tired of all of that junk? Those pre-approvals also show up on your credit. You can put a stop to those inquiries on your credit and in effect put a stop to those offers in the mail by going to .... https://www.optoutprescreen.com
Hope that help someone!
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